OBBBA W-2 Compliance

New W-2 rules for tipped employees. Are you ready?

The One Big Beautiful Bill Act requires new Box 12 and Box 14b codes on every tipped employee's W-2. TipTrack classifies tips, calculates OT premiums, and exports the data your payroll provider needs.

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W-2 Supplement Export — 2026
Employee
TTOC
Qual. Tips
OT Premium
Garcia, Maria
FB01
$18,420
$1,240
Martinez, Sarah
FB02
$22,180
$890
Chen, Amy
FB05
$9,650
$2,100
Reeves, Darnell
FB06
$6,380
$440
All TTOC codes assigned
Ready for payroll export

Built for restaurants, hotels, salons, and every business with tipped employees

68
TTOC codes built in
50
States covered
<5 min
Per pay period entry

OBBBA changed the rules. Your payroll provider hasn't caught up yet.

Starting tax year 2025, every tipped employee's W-2 needs qualified tip amounts (Code TP), overtime premium calculations (Code TT), and a Treasury Tipped Occupation Code (Box 14b). Your POS tracks tips. Your payroll handles W-2s. But nobody's connecting the two with the new OBBBA classifications — until now.

Everything OBBBA requires, nothing you don't need

No bloated HR platform. No six-month implementation. Just the compliance data your accountant is going to ask for in January.

Qualified vs Non-Qualified Tips

Automatically separates voluntary tips from mandatory service charges per Rev. Ruling 2012-18. Only qualified tips hit Box 12 Code TP.

OT Premium Isolation

OBBBA only allows deduction of the 0.5x premium portion, not the full 1.5x rate. TipTrack computes it automatically from hours and hourly rate.

68 TTOC Codes

All Treasury Tipped Occupation Codes for W-2 Box 14b. Categorized dropdown — waiters, bartenders, valets, casino dealers, and more.

One-Click W-2 Export

Download a CSV with YTD qualified tips, OT premiums, and TTOC codes for every employee. Hand it to your payroll provider or accountant.

State Conformity Alerts

CA, NY, CO, and 6 other states don't conform to OBBBA. TipTrack flags it so your team knows which deductions apply at the state level.

CSV Import from Any POS

Upload tip reports from Toast, Square, Clover, or any POS. Map columns once, import in seconds. No more retyping numbers from printouts.

Three steps. That's it.

1

Add your employees

Enter names, hourly rates, and select their TTOC occupation code from the dropdown. Takes about 30 seconds per person.

2

Enter each pay period

Log hours, cash tips, CC tips, and service charges. Import from your POS or type it in. TipTrack does the OBBBA math automatically.

3

Export in January

Download the W-2 supplement CSV with Box 12 and Box 14b data for every employee. Hand it to whoever does your W-2s. Done.

$60–$680 per incorrect W-2

IRS penalties are per form, not per mistake

Missing or incorrect Box 12/14b codes on W-2s trigger penalties of $60 to $680 per form depending on how late you correct them. A restaurant with 50 employees and wrong W-2s could face up to $34,000 in penalties. TipTrack costs less than a single penalty.

Simple, predictable pricing

One plan. Everything included. No per-employee fees.

$19/mo
  • ✓ Unlimited employees
  • ✓ All 68 TTOC codes
  • ✓ Qualified tip & OT premium calculations
  • ✓ CSV import from any POS
  • ✓ W-2 supplement export
  • ✓ State conformity alerts
  • ✓ Audit trail on every entry
  • ✓ MAGI phase-out calculator
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14-day free trial. No credit card required. Cancel anytime.

Frequently asked questions

No. TipTrack is a supplement to your existing payroll. It tracks the new OBBBA-specific data (qualified tips, OT premiums, TTOC codes) and exports a CSV that your payroll provider or accountant uses to fill in the new W-2 fields.
Qualified tips are voluntary — cash tips and credit card tips left at the customer's discretion. Non-qualified tips are mandatory service charges like auto-gratuity on large parties or banquet fees. Only qualified tips are deductible under OBBBA.
Yes. OBBBA compliance is federal. Every employer in all 50 states must report qualified tips and OT premiums on federal W-2s. Non-conforming states (like CA and NY) just means employees won't get the deduction on their state tax return.
Yes. Upload a CSV export from Toast, Square, Clover, or any POS system. TipTrack lets you map columns to the right fields, matches employee names, and imports everything in one step.
Your accountant will need to reconstruct the data from POS reports and timesheets in January, which typically costs $500–$2,000 extra. If W-2s are filed with missing or incorrect Box 12/14b data, the IRS can assess penalties of $60–$680 per form.
Yes. All data is encrypted in transit (HTTPS) and at rest. We store only the last 4 digits of SSNs for display purposes. Full SSN storage uses AES-256 encryption.

Don't wait until January to figure this out.

Every pay period you don't track is retroactive work for your accountant and penalty risk for your business.

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